Credible Protection

for any type of Identity Theft. Now that can make you feel good.


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Star One Credit Union

Identity Protection Programs

Core Identity Protection
Core Identity Protection - Family
Identity Fraud Gold - Credit
Platinum Plan
* Monthly pricing requires a 3 month minimum enrollment.

Get Protection Against Identity Theft
Select the Identity Fraud Protection Plan that meets your needs today.
The Essentials
Core Identity
Protection
Low Price Protection
Identity Fraud
Gold
Comprehensive Solution
Identity Fraud
Platinum
Identity Fraud Product Services
and Features:

Identity Fraud Risk Score & Monitoring

Generates your SMART℠ ID risk score based on data mining and proprietary algorithms to establish a baseline assessment of your risk to identity theft and monitors same for changes to your score. The lower your score the better. Alerts are triggered when the score materially changes. (It’s like a personal credit score, but rather for your risk to identity theft)

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SSN Monitoring - Report and Monitoring

The technology scours and monitors databases and commercial network activity for high risk transactions using your SSN, which SSN is typically used in opening new accounts. Alerts are sent to you in real-time allowing you to trigger a Red Alert if you do not recognize the transaction.

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Triple Bureau Credit Monitoring

Monitors your Experian, Equifax and TransUnion credit profiles for changes. Alerts signal activity while a monthly ‘no news is good news’ will signal inactivity.

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Credit Report and Credit Score

Following successful identity verification, obtain instant access to your TransUnion credit report and score. Please note that pursuant to the FACT Act and separate from the reports we provide, you are entitled to receive your own free credit reports, every 12 months, from each of the three main credit reporting agencies by calling 1-877-322-8228 or by visiting www.annualcreditreport.com

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Credit Card Monitoring

Monitoring and alerts of activity found in Internet chat rooms and the underground for payment card information can help stop fraud before it occurs.

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DataSweep Monitoring

Personal identity monitoring searches for your personal information and alerts are sent to you to proactively engage a response in coordination with our VRS Elite assistance team.

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Identity Insurance

Identity insurance can be critical in the event of loss. Each active Member is provided a limit of identity insurance protection to cover certain expenses associated with identity fraud. Identity insurance is underwritten by insurance company subsidiaries or affiliates of AIG, an A rated insurer that provides unique and important coverage for certain expenses, including monies stolen by unauthorized electronic funds transfer from an account in your name, as part of our Gold and Platinum plans. Other key features include coverage for legal fees, lost wages (up to $1500 per week for up to five weeks), investigatory expenses and more.
> Please note that the $1 million identity insurance coverage is not available to residents of New York. Furthermore, coverage is subject to specific terms, limitations and exclusions. For a summary of coverage, please click here. If you are a resident of New York and purchase our protection, you will be provided coverage having a limit of insurance of $25,000 and subject to different terms and conditions. For a summary of coverage provided to residents of New York, please click here

$25,000 Limit $1MM Limit $1MM Limit

Keystroke Encryption Software

Keystroke Encryption Software helps protect your identity by encrypting your keystrokes and hiding them from hackers, malware and keyloggers intent on stealing your sensitive credentials while using the internet.

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Lost Wallet Services

With our Lost Wallet Services, our 24/7 support team will help you act quickly to limit your losses, maintain your good credit, and replace your lost or stolen cards.

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24/7 Unlimited Resolution & Prevention Assistance

24 hours a day, 7 days a week, our VRS Elite staff are ready to assist you with fraud resolution, no matter what type or how you experience identity theft. Our staff are FCRA certified and will help to resolve your case whether it is simple or complex. In addition, staff  are ready to help you take proactive steps to further protect your identity, including helping you 'opt-in' to activate free credit bureau fraud alerts, remove your name from solicitation lists, obtain credit freeze enrollment letters and to obtain similar prevention assistance and support.

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The Essentials
Core Identity
Protection
Low Price Protection
Identity Fraud
Gold
Comprehensive Solution
Identity Fraud
Platinum